The Gruha Lakshmi Scheme is a transformative initiative by the Government of Karnataka, aimed at empowering women by providing them with a monthly financial assistance of ₹2,000. This scheme is designed to support women who are the primary heads of their households, particularly those from economically disadvantaged backgrounds. As of 2025, beneficiaries can conveniently check the status of their payments online through various official portals and methods.
🔍 Understanding the Gruha Lakshmi Scheme
Launched in 2023, the Gruha Lakshmi Scheme focuses on uplifting women by offering direct financial support. The eligibility criteria include:
- Female head of the household: Applicants must be women listed as the head of the family in Antyodaya, BPL, or APL ration cards.
- Income criteria: Families with an annual income below ₹2 lakh are eligible.
- Exclusions: Women whose spouses are income taxpayers or GST filers are not eligible.(Wishfin, Gruhalakshmi Scheme Karnataka 2024)
The financial assistance is credited directly to the beneficiary’s Aadhaar-linked bank account.(Gruhalakshmi Scheme Karnataka 2024)
✅ How to Check Gruha Lakshmi Payment Status Online
1. Seva Sindhu Portal
The Seva Sindhu portal is the primary platform for checking the application status:(Gruhalakshmi Scheme Karnataka 2024)
- Visit the official Seva Sindhu portal: https://sevasindhu.karnataka.gov.in
- Log in using your registered credentials.
- Navigate to the “Gruha Lakshmi Yojana” section.
- Click on “Track Application Status.”
- Enter your application ID or ration card number.
- View the status of your application.sevasindhu.karnataka.gov.in,
2. Mahiti Kanaja Portal
For checking the Direct Benefit Transfer (DBT) status:(Google Play)
- Go to https://mahitikanaja.karnataka.gov.in.
- Select “Gruha Lakshmi Scheme” from the list.
- Enter your ration card number.
- Click “Submit” to view the payment status
3. DBT Karnataka Mobile App
The DBT Karnataka app provides real-time updates:(Google Play)
- Download the DBT Karnataka app from the Google Play Store.
- Register using your Aadhaar number.
- Log in to your account.
- Navigate to the “Payment Status” section.
- View details of the Gruha Lakshmi payments.
4. SMS Method
For beneficiaries without internet access:
- Send an SMS with your ration card number to 8277000555 or 8147500500.
- Receive an SMS with your application or payment status.(Wishfin)
5. Offline Verification
For those who prefer in-person assistance:(Wishfin)
- Visit any of the following centers:
- Karnataka One
- Bangalore One
- Grama One
- Bapuji Seva Kendra
- Provide your ration card number or application ID to the staff.
- They will assist you in checking the status of your application.(sevasindhu.karnataka.gov.in, Wishfin, NoBroker)
📌 Important Tips for Beneficiaries
- eKYC Completion: Ensure that your Aadhaar is linked to your bank account and has completed the eKYC process to receive payments without delays.
- Regular Monitoring: Check your application status periodically, especially before the scheduled payment dates.
- Contact Support: If you encounter issues or discrepancies, contact the helpline numbers provided on the official portals for assistance.(https://www.oneindia.com/)
❓ Frequently Asked Questions (FAQs)
Q1: Who is eligible for the Gruha Lakshmi Scheme?
A1: Women who are the head of the household in Antyodaya, BPL, or APL ration cards, with a family income below ₹2 lakh, are eligible.(Wishfin)
Q2: How can I apply for the Gruha Lakshmi Scheme?
A2: Applications can be submitted online through the Seva Sindhu portal or offline at Karnataka One, Bangalore One, Grama One centers, or Bapuji Seva Kendras.(Wishfin)
Q3: When are the payments credited?
A3: Payments are typically credited monthly, directly to the beneficiary’s Aadhaar-linked bank account.(Gruhalakshmi Scheme Karnataka 2024)
Q4: What should I do if I haven’t received my payment?
A4: Check your application status using the methods mentioned above. If the issue persists, contact the helpline numbers provided on the official portals for assistance.
Q5: Is there a mobile application for tracking payments?
A5: Yes, the DBT Karnataka mobile app allows beneficiaries to track their payment status and other related details.(Google Play)
By following the steps outlined above, beneficiaries can easily check the status of their Gruha Lakshmi Scheme payments in 2025. This initiative continues to play a pivotal role in empowering women across Karnataka, providing them with the financial support needed to improve their lives and contribute positively to society.(NoBroker)